Why deal with US

We facilitate the offers of personal loans, auto loans/car loans, credit cards, home loans, etc for all your requirements. Understanding the banking sector in Dubai/UAE allows us to offer our clients (banks & those in need of loans and credit cards)a smart, efficient, and competitive platform on the financial services arena. Take advantage of our tri-benefits when you avail a personal loan, car loan or credit card through our mediation.

Transparency and clarity –We offer you, through our research, findings on hidden charges, processing fees and utmost clarity through bank representatives, who update you on the loan process at each stage.

Fast & Quick personal loans -Easy documentation, doorstep service and experience express loan processing, and quick disbursal.

Competitive and flexible pricing research-Benefit from our research which provides you advice on competitive loan rates and convenient repayment options which you may avail using our loan interest calculator.

Benefits & Features of Personal Loans
• We liaise with bank officials who will best handle financial cases and provide financial solutions which best suite your needs ,be it personal loan or credit card
• Loan offerings for first time borrowers, returning borrowers, through initial loan application in UAE ,and loan top-up applications in Dubai
• Interest on Personal loan partially determined on the basis of credit history (repayment of home loans, personal loans, auto loans and credit cards)
• Convenience of interacting with bank staff at the comfort of your home, or office
• Government Loans: A special loan proposition for government of Dubai employees, employees in Government of Abu Dhabi loans, government of Sharjah loans, and all other emirates in the UAE at large with its associated companies eg Dubai duty free, Dubai municipality, BK, Abu Dhabi audit authority among others.

Personal Loans in Dubai without salary transfer
Already have a personal loan? Top up or get more credit through our service which facilitates with issuing personal loans without salary transfer in Dubai or UAE at large

• Interest rate as low as 7%* on the loans without salary transfer -PDC
• Flat processing fees
• Easy approval process
• No terminal benefits transfer
• Make use of our loan calculator

Interested in personal loan without salary transfer? Apply now

Personal Loan Eligibility and Documentation Explore more about criteria and eligible documents required for availing a personal loan with banks in Dubai. The documentation for a personal loan with banks in Dubai varies from individual to individual. The requirements are based on your salary profession, and loan requirement as per bank policy and Central bank of UAE guidelines. Are you a white collar salaried employee? If so, we offer you executive Finance This category includes salaried doctors, employees from private and public sector in Dubai or UAE, including central, state and local bodies, CAs, employees of private limited companies, executives, Directors, and basically senior management earning AED8000 and above

You should:
• Be 21-55 years of age.
• Be a confirmed employee or have had been on the current job for at least 6 months or have had resided in UAE for the past 2 years
• Be earning at least AED8000 or 6500+ Accommodation per month
• Working for a well reputable company e.g. Dnata, Emirates NBD, Etisalat, ADGAS etc.

Documents to be submitted:
• Passport copy
• Visa Copy
• Emirates ID copy
• 3 months bank statement
• Salary certificate
• 3 salary slips

Benefits of Executive Finance
• Lowest interest rates for salary transfer loans in Dubai/UAE, as low as 3.5% per annum
• Lowest interest rates for Loans in Dubai without salary transfer, as low as 7% per annum
• Flat processing fees
• Easy approval process

Interested in Executive Finance ? Apply now

Are you a blue collar salaried employee?
If so, we offer you Regular Finance This category includes salaried teachers, shop-floor workers, clerical workers, nurses, sales personnel middle management, employees from private and public sector in Dubai or UAE, earning AED4000 and above
You should:
• Be 21-55 years of age.
• Be a confirmed employee or have had been on the current job for at least 6 months or have had resided in UAE for the past 2 years
• Be earning at least AED5000 or 4000+ Accommodation & other benefits per month
• Working for any registered company In Dubai or UAE e.g. Al Shaya, among others.

Documents to be submitted:
• Passport copy
• Visa Copy
• Emirates ID copy
• 3 months bank statement
• Salary certificate
• 3 salary slips
• Credit card copy & statement

Benefits of Regular Finance
• Moderate interest rates for salary transfer loans in Dubai/UAE, as low as 5% per annum
• Easy approval process
• Flat processing fees

Enclosed below are the approximate Bank Personal Loan Interest Rates & Charges For official interest rates, visit the respective bank’s websites.

KEY FOCUS AREAS:

EMI Loan Calculator

Rejected applicants of commercial banks

Loans without salary transfer in Dubai

Loans for employees in listed companies

Small medium enterprises

Low salaried employees from 4000 AED+

Corporate deposits for companies with excess liquidity